Loan Calculator
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Loan Calculator
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How to Use Loan Calculator
- Enter the loan amount (principal)
- Enter the annual interest rate as a percentage
- Enter the loan term in months or years
- Click 'Calculate' to see payment details and amortization
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Features
- Monthly payment calculation using standard amortization formula
- Total interest paid over loan life
- Full month-by-month amortization schedule
- Principal vs interest breakdown chart
- Supports any currency amount
What is Loan Calculator?
Calculate your monthly loan payment and total interest cost in seconds. Enter the loan amount, annual interest rate, and loan term to see a full amortization schedule showing how each payment splits between principal and interest.
Frequently Asked Questions
An amortization schedule shows each monthly payment broken down into principal (reducing the balance) and interest. Early payments are mostly interest; later payments are mostly principal.
No — this calculator covers principal and interest only. For mortgages, use the Mortgage Calculator which includes PITI estimates.
Yes — the formula works for any fixed-rate, fixed-term loan.